The Real Estate Settlement Procedures Act of 1974 (RESPA) was enacted to protect home buyers and sellers from unnecessarily high closing or settlement costs in residential real estate sales transactions. The purpose of the RESPA statute is to provide more effective disclosure to home buyers and sellers of closing costs, to eliminate kickbacks or referral fees that tend to increase unnecessarily the costs of certain settlement services, and to reduce the amounts home buyers are required to place in escrow accounts established to insure the payment of real estate taxes and insurance.
During the last few years violations of TILA and RESPA have increased with the relaxed lending practices that were in place. Lavaee Law Group will review your loan documents and discuss your options if any such violations are found.
To get started and determine if you have a RESPA claim and/or for a free and confidential consultation, please contact our office toll free or via email to speak with an attorney.
If you have already spoken with one of our attorneys, or would like to start your matter, then go to our Client Services & Forms page to sign and return the appropriate retainer agreement to our office. As soon as we receive your documents, we will contact you for additional information or documents as may be needed.
